How Much Money Does a Lieutenant in the Navy Make?
The U.S. Navy has both a lieutenant junior grade and a lieutenant. A lieutenant junior grade has a pay grade of O-2, the same as a first lieutenant in the Army, Air Force and Marines. A lieutenant carries a pay grade of O-3 and is equivalent to a captain in the other services. The U.S. Department of Defense typically issues pay tables on an annual basis that specify how much officers in the armed forces earn.
About Military Pay
Military pay is not a single number. Service members receive basic pay that is determined by time in service and rank. They can also qualify for a variety of allowances that are intended to offset specific costs, such as off-base housing and subsistence. Certain duty postings may also qualify service members for special pay for the duration of the assignment.
Basic Pay - Lieutenant Junior Grade
As an O-2, a lieutenant junior grade has a starting salary of $3, per month. After two years in the Navy, basic pay increases to $4, per month. With three years of service, monthly pay is $4,, and with four years, it increases to $4,. With six years of service, monthly basic pay becomes $4,. This is the maximum allowed for the pay grade, and only a promotion to lieutenant permits an increase in earnings.
Basic Pay - Lieutenant
Minimum pay for a grade O-3, or a lieutenant in the Navy, is $4, per month if the officer has less than two years of service. Pay increases to $4, after two years, $5, after three years and $5, after four years. The six-year anniversary entitles them to monthly basic pay of $5,, which increases to $6, at the eight-year mark. With 10 years of service, pay increases to $6, per month, with an increase to $6, at 12 years. An O-3 reaches the maximum for the pay grade, $6,, at 14 years of service.
If an officer lives aboard ship or on a Navy base, housing and food are furnished. However, officers who choose to live off-base can receive a payment each month to defray their costs. Your housing allowance depends on the housing market where you're stationed, but there are average amounts to give you an idea of what you earn.
An O-2 with no dependents receives a monthly payment of $ for housing or $1, with one or more dependents. An O-3 without dependents receives $1, per month, and this increases to $1, with at least one dependent. Subsistence allowances, also called food allowances, are based on the officer's total number of dependents and range from $ to $1, monthly. If applicable, all military personnel could receive $ per month as a family separation allowance.
Special Pay and Incentives
Career Navy aviators qualify for incentives ranging from $ to $ per month. Officers could qualify for hazardous duty pay of $ per month at pay grades O-2 and O Imminent danger pay is $ per month, and diving pay could add up to $ monthly. Submarine pay ranges from $ to $ depending on rank and years of experience, and sea pay ranges between $ and $ per month. Medical officers also have opportunity to earn additional special pays as incentives for years of service and/or training. The amount vary depending on their field.
Becoming a Navy Officer
To join the Navy as an officer, candidates must be between the ages of 19 and 35 unless candidates qualify for an age waiver for high-demand jobs. All officers must have U.S. citizenship, have fewer than three minor dependents and have at least a bachelor's degree with a strong grade-point average. Candidates are subjected to a thorough background check, physical and drug screening.
Jeffrey Joyner has had numerous articles published on the Internet covering a wide range of topics. He studied electrical engineering after a tour of duty in the military, then became a freelance computer programmer for several years before settling on a career as a writer.
Average Salary for U.S. Navy Employees
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Years of Experience
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Pay ranges for employees at U.S. Navy by degree.
Popular Locations for U.S. Navy
- San Diego, California
- Norfolk, Virginia
- Virginia Beach, Virginia
- Jacksonville, Florida
- Washington, District of Columbia
- Honolulu, Hawaii
- Bremerton, Washington
- San Antonio, Texas
- Seattle, Washington
- Groton, Connecticut
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Navy Recruiter Pay Scale
When someone wants to join the Navy, he often approaches a recruiter. These professionals also speak at college campuses, high schools and other venues to attract qualified applicants to their branch of the Armed Forces. They respond to questions about the Navy, leave printed information with applications, and use such tools as social media.
U.S. Navy Salary by Rank
As with all naval personnel, recruiters must first start out with five-and-a-half weeks of boot camp to learn the basics of life in the Armed Forces. Their training encompasses physical education; academic classes on such subjects as naval history, military customs and anti-terrorism; and technical practice with weapons, seamanship, fire fighting and water survival.
Recruits receive pay while training at the grade of E-1 and the rank of seaman recruit. As of , this rank earns $1, per month, as shown on the Navy pay calculator. Pay incrementally increases with promotion and years of service.
U.S. Navy Recruiter Pay
Enlisted staff with a good record of service can become recruiters starting at grade E-5, which is the rank of petty officer, second-class. This classification earns $2, per month for less than two years of service, and tops out at $3, per month for over 12 years of service, as reported by the Department of Defense in
Enlisted staff members can also join recruiting command up until grade E-8, which is the rank of senior chief petty officer. Salaries here start at $4, per month after eight years of service and tops out at $6, per month after 30 years of service.
The highest enlisted grade is E-9, which is master chief petty officer. Pay here starts at $5, month after 10 years and continues to $8, per month after 38 years.
U.S. Navy Benefits
In addition to their base U.S. Navy salaries by rank, navy recruiters also receive an additional $ per month in special duty assignment pay. They may also be entitled to the use of a government vehicle, gas card, cellphone and a mobile recruiter tablet while working.
Other benefits for joining the navy include an allowance for housing and food, up to 30 days paid leave per year, and medical care for the staffer and his family. Retiring honorably from the service after 20 years brings a monthly pension calculated on a percentage of basic pay.
U.S. Navy Officer Pay Scale
Navy recruiters who are U.S. citizens, have a four-year degree from an accredited university, and who are between 19 and 42 years of age can go through the week Officer Candidate School to become officers. This grade starts at O-1 with the rank of ensign.
Pay starts at $3, per month for under two years of service and tops out at $4, per month for over three years of service. The highest pay grade is O, which is the rank of admiral. The maximum pay for this officer is $16, per month as determined by the Level II pay grade of the Executive Schedule of the federal government.
Additional Pay & Allowances for an E-1
In addition to Basic Pay, a Seaman Recruit may be eligible to receive several types of allowances and incentive pay.
Basic Allowance for Housing (BAH)
Basic Allowance for Housing is a monthly payment meant to subsidize a servicemember's housing while deployed. The amount of BAH received each month depends on the location in which they live.
The average Basic Housing Allowance for a Seaman Recruit with dependants is $1,, or $1, with no dependants.
Basic Allowance for Subsistance (BAS)
All enlisted members of the Navy receive a monthly allowance for food and drink of $
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Enlisted members' BAS is higher than officers' BAS, as enlisted members are generally responsible for buying their own food.
Hazard Pay / Hostile Fire Pay
A Seaman Recruit may receive hazard pay of $ / mo while serving in an active combat zone or subject to hostile fire or other hazards.
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