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Personal Unsecured Loans

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Funds up front – borrow one lump sum and pay it back with simple monthly payments

  • % – %Low, fixed rate with % rate discount1
  • Up to $50,Borrow $2,–$50,
  • $0No application or origination fee

With an unsecured loan, you don't need to use your home or other assets to borrow money.

  • Low fixed rate – with no annual fee. Receive a discounted loan rate when you make automatic payments from a personal TD Bank checking or savings account1
  • No origination or application fees
  • Loans from $2, to $50,
  • Borrow the amount you need all at once

Loan amounts

APR* as low as

Monthly payments as low as

Loan amounts

APR* as low as

Monthly payments as low as

Loan amounts

APR* as low as

Monthly payments as low as

Example 1

Example 2

Example 3

Loan amounts

APR* as low as

Monthly payments as low as

How soon could you be debt free?

Estimate what you owe today on your credit cards, loans and lines of credit to see how you can combine and pay off all your outstanding debt with a personal loan.

In addition to some basic personal information, you should also be prepared to provide the following for each borrower:

  • Social Security number
  • Expenses, including mortgage payments, rent, etc.
  • Employment history and income, including bonuses, overtime and income from other sources
  • What's the next step?
    Once we receive your completed application, a lending specialist will contact you within one business day

Put your money to work for you

TD Express Loans

Borrowing $25, or less? You may qualify to get the money you need in as little as 2 days

Home Equity Loans

Tackle projects with a predictable monthly payment

Say goodbye to debt

Guidelines to help improve your financial future, including how to avoid new debt and pay down old debt

Apply for a Personal Unsecured Loan

Online

In person

Visit a TD Bank near you to apply

1Loan subject to credit approval. Your APR is based on the specific characteristics of your credit application including, but not limited to; evaluation of credit history, amount of credit requested, and/or geographic location. APR is fixed and is not subject to increase. As of Oct 26, , APRs for a Personal Loan range from % to %. Rate range displayed assumes % discount for automatic payment deduction from a TD Bank personal checking or savings account. This discount may be terminated and the interest rate on this account may increase by % upon cancellation of the automatic payment deduction. Loans are available for 12–60 months.

$0 origination fee applies. FL residents: Doc Stamp Fee applies. This loan cannot be used for Educational expenses.

Loans subject to credit approval. Equal Housing Lender

1Loan subject to credit approval. Your APR is based on the specific characteristics of your credit application including, but not limited to; evaluation of credit history, amount of credit requested, and/or geographic location. APR is fixed and is not subject to increase. As of Oct 26, , APRs for a Personal Loan range from % to %. Rate range displayed assumes % discount for automatic payment deduction from a TD Bank personal checking or savings account. This discount may be terminated and the interest rate on this account may increase by % upon cancellation of the automatic payment deduction. Loans are available for 12–60 months.

$0 origination fee applies. FL residents: Doc Stamp Fee applies. This loan cannot be used for Educational expenses.

Loans subject to credit approval. Equal Housing Lender

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Sours: https://www.td.com/us/en/personal-banking/personal-loan/unsecured-loan/?cm_sp=bTNT
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Sours: https://www.creditkarma.com/reviews/personal-loan/single/id/TD-Personal-Loan
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Small Business Loans and Lines of Credit

Apply for a loan in just 15 minutes.

Apply Now

Apply for a loan in just 15 minutes.

Apply Now

Apply for a loan in just 15 minutes.

Apply Now

Whether you're looking to manage day-to-day expenses or want to expand your business, TD Small Business Loans and Lines of Credit can help provide the financing you need.

  • Loan and line of credit comparison

  • Calculate your monthly loan payments

  • Small business lending tips

Recently Viewed

Access cash for frequent expenses that can be paid off quickly like inventory or payroll.

With a TD Small Business Line of Credit, you'll get:

  • A competitive variable rate
  • Access to your money with checks or online transfers
  • Ability to pay down and reuse the line of credit
  • Interest-only payment option

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Pay off a purchase over time, like a used vehicle or equipment, or another business.

With a TD Small Business Loan, you'll get:

  • Flexible terms from 1 to 5 years
  • One-time disbursement of funds, provided at closing
  • Fixed monthly payments, amortized over the life of the loan
  • The benefit of an SBA Preferred Lender, who can review your application for additional SBA guaranteed options

Recently Viewed

Buy or refinance commercial real estate, like a new business location.

With a TD Commercial Mortgage, you'll get:

  • A 3- or 5-year fixed period amortized up to a year period
  • One-time disbursement of funds, provided at closing

Ready to apply?

To apply for a commercial mortgage, talk to a Small Business specialist.

Buy or refinance commercial real estate, like a new business location.

With a TD Commercial Mortgage, you'll get:

  • A 3- or 5-year fixed period amortized up to a year period
  • One-time disbursement of funds, provided at closing

Ready to apply?

To apply for a commercial mortgage, talk to a Small Business specialist.

Get the money you need to grow

Enjoy flexible terms and preserve capital with an SBA loan from TD Bank, a Preferred SBA Lender.

  • Longer-term financing
  • Minimal equity requirements
  • Capital preservation
  • Shorter turnaround times
  • Faster access to loan proceeds
  • Start-up restaurant franchise lending

Talk to an expert

Ask questions. Get guidance.

A small business specialist is ready to help.

Call
Mon-Fri, AM – PM ET

Small business lending tips

Insights to help you find and get approved for the small business loan that best meets your needs.

Explore more small business solutions

TD Merchant Solutions

Manage, grow and protect your business with customized payment services featuring Clover®

Get details

TD Bank Healthcare Practice Solutions Group

Grow your practice with help from our customized finance and banking solutions

Get details

Compare small business loans and lines of credit

Get info to help you choose the loan, line of credit or commercial mortgage that's right for your business

Get details

TD Online Accounting

Send online invoices, accept credit cards, streamline accounting and track everything all in one place

Get details

Apply online

The fastest way to apply for loans and lines of credit under $,

Loans subject to credit approval. Other terms and conditions apply. Some credit restrictions may apply.

Online application is designed for lending needs up to $, Excludes borrowing requests for total aggregate exposures more than $,, ACH Line, Letter of Credit, unsecured lending and entities with more than ten owners. For borrowing requests in excess of $, in total aggregate exposure, please call to apply with a Small Business specialist. TD Bank's Online Small Business Loan Application is for borrowing needs with a total business aggregate loan exposure of $, or less. If you have an existing TD Bank business lending relationship, your new loan request plus existing loan request must be $, or less. For revolving products, such as a business credit card or lines of credit, we consider your total credit limit. For non-revolving products, such as a term loan or commercial mortgage, we consider your total current balances. To apply for a loan request of greater than $,, please use our paper application that can be downloaded here or requested at any TD Bank location. For more information, please contact a TD Small Business specialist.

Loans subject to credit approval. Other terms and conditions apply. Some credit restrictions may apply.

Online application is designed for lending needs up to $, Excludes borrowing requests for total aggregate exposures more than $,, ACH Line, Letter of Credit, unsecured lending and entities with more than ten owners. For borrowing requests in excess of $, in total aggregate exposure, please call to apply with a Small Business specialist. TD Bank's Online Small Business Loan Application is for borrowing needs with a total business aggregate loan exposure of $, or less. If you have an existing TD Bank business lending relationship, your new loan request plus existing loan request must be $, or less. For revolving products, such as a business credit card or lines of credit, we consider your total credit limit. For non-revolving products, such as a term loan or commercial mortgage, we consider your total current balances. To apply for a loan request of greater than $,, please use our paper application that can be downloaded here or requested at any TD Bank location. For more information, please contact a TD Small Business specialist.

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Sours: https://www.td.com/us/en/small-business/loans-lines-of-credit/

Manage Your Loans

TD Bank Home Equity Loans and Lines of Credit

Log in to finish your application, check the status, make a payment or learn how to access your funds.

Finish your saved Home Equity application

Complete a saved application. Please note, applications are saved for 90 calendar days. Rates are subject to change without notice. If you need assistance, please call our Home Lending Specialists at

Check the status of your submitted loan or line of credit application

Your loan processor will email your Loan Center login where you can upload requested documentation and check the status of your application. Please include your loan number on all submitted documents.

The length of the loan process can vary based on your individual situation and depends on several factors, including how quickly you can provide the required documentation and how quickly an appraisal is scheduled, if necessary. A home equity loan or line of credit can take days for a final decision. Find out more about the home equity lending process.

Can't find your loan number or have questions? Call and we'll be happy to help.

Easy ways to access your home equity line of credit funds

Take advantage of your TD Bank Home Equity Line of Credit to get things done.

  • Online and on the go
    Transfer funds into your TD Bank checking or savings account and view your account with Online Banking and the TD Mobile Banking App
  • With the Visa® EquityAccess Card
    Advance cash, make purchases or pay for services with your Visa EquityAccess Card. You can use it wherever Visa is accepted, plus your card transactions will be protected with Visa’s Zero Liability policy1
  • With home equity checks
    This is a fast and easy way to pay for home improvements, major purchases and more. Checks are mailed to you business days after you close
  • In person at your local TD Bank
    Visit one of TD Bank’s nearly 1, locations to withdraw from your account, make payments and obtain account activity. Find a TD Bank near you

Calculate your HELOC fixed-rate option rate and payment

You can convert all or a portion of your existing TD Home Equity Line of Credit from a variable rate to a fixed rate. Use our calculator to see what your rate and monthly payment could be.

Make a loan payment

Pay online

Pay from your TD Bank checking or savings account, or from another financial institution

Pay by phone

Pay using TD Bank’s fast, easy-to-follow automated system and make loan payments free of charge

Transfer money

Transfer your payment from your TD Bank checking account to your TD Bank loan

Sours: https://www.td.com/us/en/personal-banking/learning/manage-your-loan/

Bank loans td

Fast, flexible and just the right fit.

Get same-day approval on the TD Fit Loan.

Get the money you need to do the things you want. From vacation to renovation to debt consolidation – we have solutions to help you access many of life's opportunities.

Recently Viewed

Loans available from $2, - $50, in as little as one business day.

APR

%%

Borrow

$2, to $50,

Fees

No origination or
application fees

View TD Fit Loan Account Guide

Loans available from $2, - $50, in as little as one business day.

APR

%%

Borrow

$2, to $50,

Fees

No origination or
application fees

View TD Fit Loan Account Guide

With a TD Fit Loan, you don't need to use your home or other assets to borrow money.

  • Fixed rate – with no origination or
    application fees
  • Loans from $2, to $50,
  • Terms from 36 months to 60 months1
  • Borrow the amount you need all at once with funds available as soon as one business day

In addition to some basic personal information, you should also be prepared to provide the following for each borrower:

  • Social Security number
  • Expenses, including mortgage payments,
    rent, etc.
  • Employment history and income, including bonuses, overtime and income from
    other sources
  • What's the next step?
    Initial approval can be in as little as 60 seconds. After approval, you can get access to funds as soon as the next business day.2

Apply for a TD Fit Loan

The fastest way to apply

1Subject to Credit Approval. No origination or application fee. Loan amounts range from $2, to $50, Repayment terms range from 36 - 60 months. APRs range from % to %. The most credit worthy applicants may qualify for a lower rate while longer-term loans may have higher rates. The following example depicts the APRs, monthly payments and total payments available for a $10, loan with a 48 month term: APR %%, 48 payments, of $$ and total Payments of $11,$15, If approved, your loan amount, APR and monthly payment may differ from the example based on the length of the term selected, your current income, creditworthiness and other factors. FL residents: Doc Stamp Fee applies. Loan cannot be used for business or education expenses.
TD Fit Loans are available to residents of CT, NJ, DE, NY, Washington, D.C., NC, FL, PA, ME, RI, MD, SC, MA, VT, NH and VA.

2Approval process may take longer if additional documents are requested. Funds are generally deposited electronically via ACH for delivery next business day if approved by p.m. ET Monday – Friday. Depending on your bank, it may take up to three days for your funds to be available.

1Subject to Credit Approval. No origination or application fee. Loan amounts range from $2, to $50, Repayment terms range from 36 - 60 months. APRs range from % to %. The most credit worthy applicants may qualify for a lower rate while longer-term loans may have higher rates. The following example depicts the APRs, monthly payments and total payments available for a $10, loan with a 48 month term: APR %%, 48 payments, of $$ and total Payments of $11,$15, If approved, your loan amount, APR and monthly payment may differ from the example based on the length of the term selected, your current income, creditworthiness and other factors. FL residents: Doc Stamp Fee applies. Loan cannot be used for business or education expenses.
TD Fit Loans are available to residents of CT, NJ, DE, NY, Washington, D.C., NC, FL, PA, ME, RI, MD, SC, MA, VT, NH and VA.

2Approval process may take longer if additional documents are requested. Funds are generally deposited electronically via ACH for delivery next business day if approved by p.m. ET Monday – Friday. Depending on your bank, it may take up to three days for your funds to be available.

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Sours: https://www.td.com/us/en/personal-banking/personal-loan/
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